Prime Comprehensive Car insurance loaded with our unique extras
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Starting
at - R975pm*
- Haval Jolion 1.5T Luxury
Your included benefits, unique to Prime
Included unique benefits
Fixed Premiums
Reducing Excess
Accidental Death Benefit
Passenger Protect
Growing Cover Benefit
“If I was aware of PMD I would have switched a long time ago. The experience was amazing and I got a better deal for years to come.” - Boipelo Nchoe
See what else is included
Not just any comprehensive car insurance
Prime's Comprehensive car insurance includes unique benefits only available at Prime
Cover for your car
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Accident and write-off coverYou’re covered if you have an accident, or damage or write off your car. -
Theft and hijacking coverIf your car is stolen or hijacked, you’re covered. -
Natural fire and disaster coverIf your car is damaged or destroyed due to a naturally occurring fire or natural disaster, you’re covered. -
Glass coverIf your car’s glass or windscreen is accidently damaged, you’re covered. -
Hail damage coverIf your car is damaged as a result of hail fall, you’re covered for up to R20,000. -
Third-party liability protectionEnjoy up to R1 million liability cover if you accidentally damage another person’s car or property. -
24-hour roadside assistRest easy knowing you’re never alone out there on the roads with our 24-Hour Roadside Assist. -
100% retail value coverFeel good knowing that you’re insured right up to the full retail value of your car.
Cover for you
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Accidental death benefitGet R10,000 paid to your family if you die unexpectedly in a motor car accident. Upgrade at any time to the Accidental Death Extender. -
Passenger protect benefitGet private hospital treatment for passengers injured in a car accident. (Driver excluded.)
Optional extras
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Car hireCar in for damage repairs? No problem. Get up to 30 days car hire to keep you moving! -
Credit shortfall protectionCar stolen or written-off? Insurance paid out? Still owe the bank money? We’ve got you covered. -
Accidental death extenderUpgrade your included Accidental Death benefit right up to the retail value of your car. -
Tyre and rim coverCovers the cost of replacing or repairing your tyres and rims if they’re damaged by road hazards.
Unique Prime benefits included with Comprehensive
Fixed
premiums
Reducing
excess
Accidental death benefit
Growing Cover benefit
Passenger Protect
Unique benefits only available from Prime:
Fixed Premiums
Reducing Excess
Accidental Death Benefit
Growing Cover Benefit
Passenger Protect
*Subject to T&Cs. Your monthly premiums are guaranteed to remain unchanged for 24 months.
All Prime policies are subject to a 6-month additional Early Claims Excess and a basic reducing excess.
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Looking for more car insurance options?
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Real peace of mind wherever you go.
Real peace of mind wherever you might go.
Find out what others say about us…
Keep Prime in your pocket
Get easy access to our services, emergency assist, claims information, policy documents, plus benefits and awards when you download the Prime app.
Frequently Asked Questions
Frequently Asked Questions
How does car insurance work?
Car insurance is a system that helps protect you financially in case of accidents or damages involving your vehicle. When you have car insurance, you pay a premium (a regular fee) to an insurance company. In return, the insurance company agrees to cover certain costs that may arise from an accident or other covered events.
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Question 5?
Can car insurance calculators find cheap car insurance quotes?
When financing a new car in South Africa through an automaker’s finance facility, it is compulsory for you to have comprehensive car insurance. Even though the car is registered in your name you still owe money to the finance institution that financed your car. Your car is technically only yours once you have paid it off.
What is comprehensive car insurance?
Comprehensive car insurance is compulsory to have when you buy a new car that is being financed, but it is also a good option even if you have a fully paid-off car. But what does Comprehensive car insurance cover?
– Damages to your own car if you were in an accident (remain mindful of the excess payment that needs to be made).
– Full/partial damage done to another vehicle that was directly involved in an accident with you (Third Party cover).
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